Financing
The product matters less than the fit. SBA loans, equipment financing, lines of credit, invoice factoring, and merchant cash advances solve different problems, cost different amounts, and qualify different borrowers.
These guides cover how each product works, what it costs, and when it makes sense. For side-by-side matchups, start with the comparison guides.
Financing Guides
Bridge Loans
Bridge loans deliver short-term capital to close timing gaps in acquisitions, construction, and business operations. Speed and collateral...
Business Acquisition Financing
Business acquisition financing combines senior debt, seller notes, and buyer equity to fund the purchase of an existing...
Business Line of Credit
A business line of credit provides revolving access to capital, allowing companies to draw funds as needed, repay,...
Commercial Real Estate Loans
Commercial real estate loans provide businesses and investors with capital to acquire, develop, or refinance income-producing and owner-occupied...
Commercial Term Loans
Commercial term loans provide businesses with a lump-sum capital infusion repaid over a fixed schedule. Learn how they...
Equipment Financing
Equipment financing enables businesses to acquire machinery, vehicles, technology, and other capital assets through loans or leases structured...
Invoice Factoring
Invoice factoring converts unpaid B2B invoices into immediate working capital by selling receivables to a factor at a...
Merchant Cash Advance
A merchant cash advance is a purchase of future receivables, not a loan. Understand how MCAs work, what...
Revenue-Based Financing
Revenue-based financing provides growth capital repaid as a fixed percentage of monthly revenue, aligning payment obligations with business...
SBA 504 Loans
The SBA 504 Loan program provides long-term, fixed-rate financing for major fixed assets through a unique three-party structure...
SBA 7(a) Loans
The SBA 7(a) loan program is the Small Business Administration's primary vehicle for providing government-guaranteed financing to eligible...
Working Capital Loans
Working capital loans provide lump-sum funding for operational expenses like payroll, inventory, and overhead. Fixed repayment terms from...
Comparison Guides
Bridge Loan vs Commercial Term Loan
Compare bridge loans and commercial term loans across cost, speed, qualification, and risk to determine which financing structure fits your…
Equipment Financing vs Commercial Term Loan
Compare equipment financing and commercial term loans side by side. Understand when asset-specific lending outperforms general-purpose capital, and how to…
Equipment Lease vs Equipment Loan
Compare equipment leasing and equipment loans to determine which financing structure best fits your cash flow, tax strategy, and long-term…
Invoice Factoring vs Line of Credit
Invoice factoring converts outstanding receivables into immediate cash, while a business line of credit provides revolving access to funds based…
Merchant Cash Advance vs Business Line of Credit
Compare merchant cash advances and business lines of credit across cost, speed, qualification, and risk to determine which fits your…
Revenue-Based Financing vs Merchant Cash Advance
Revenue-based financing and merchant cash advances both provide capital against future revenue, but they differ fundamentally in legal structure, repayment…
SBA 7(a) vs Business Line of Credit
SBA 7(a) loans provide government-guaranteed term financing for large purchases, while business lines of credit offer revolving access to capital…
SBA 7(a) vs SBA 504
SBA 7(a) offers flexible working capital and general-purpose financing, while SBA 504 provides below-market fixed rates for real estate and…
SBA Loans vs Conventional Business Loans
Compare SBA-backed loans and conventional business loans across rates, terms, qualification requirements, and timeline to find the right fit for…
Term Loan vs Line of Credit
Term loans deliver a lump sum with fixed repayment schedules, while lines of credit offer revolving access to capital you…